Just like Forrest Gump said, ‘Life is like a box of chocolates; you never know what you’re gonna get.’ And sometimes, what you get is an unexpected spell of illness. When that happens, and work isn’t an option, your financial security shouldn’t be a concern. That’s where Statutory Sick Pay (SSP) steps in. Curious about how SSP works in the UK? You’ve come to the right place! This guide demystifies everything about SSP, from eligibility criteria to the payment process.
- Who Can Apply for Statutory Sick Pay?
- When Should I Apply for Statutory Sick Pay?
- How Do I Claim Statutory Sick Pay?
- How Much Statutory Sick Pay Can You Expect to Receive?
- What Happens When Sick Pay Runs Out?
- Do I Need to Report Any Change of Circumstances?
- How Long Does It Take To Start Receiving SPP?
- Get That Much Needed Piece Of Mind
Who Can Apply for Statutory Sick Pay?
Statutory Sick Pay (SSP) is a vital support for employees unable to work due to illness. In the UK, it’s a legal requirement for employers to provide SSP to their employees when they’re ill.
You can start receiving SSP from the fourth day you’re off sick, this means that you must have been ill for at least 4 days in a row (including non-working days). If you’ve previously received SSP in the last eight weeks, you might be eligible for SSP from the first day of your subsequent sick leave. This provision ensures continuity in SSP coverage for recurrent illnesses within a short timeframe.
To qualify for Statutory Sick Pay, you also need to be recognized as an employee in the UK and earn a minimum of £123 per week. Are you unsure if you are considered an employee and are eligible for SSP? Here’s what you need to know:
Those who have already received the maximum amount of SSP (28 weeks) or are getting Statutory Maternity Pay don’t qualify for SPP.
When Should I Apply for Statutory Sick Pay?
Timing is key when applying for Statutory Sick Pay (SSP) in the UK. If you’re feeling under the weather and unable to work, it’s important to act swiftly. The ideal time to apply is from the fourth day of your illness – this counts weekends too. Acting promptly ensures that you can make the most of SSP, providing you with financial support when you need it the most.
Remember, the first step is to inform your employer about your illness. This isn’t just a simple notification; it’s a crucial part of your SSP application. Make sure to do this in line with the deadlines outlined in your employment contract, or within the first seven days of your illness if your contract doesn’t specify a timeframe. Quick action here is vital to secure the benefits you’re entitled to.
How Do I Claim Statutory Sick Pay?
When illness keeps you out of work for four consecutive days, you can apply for Statutory Sick Pay (SSP) online. Here is how:
What Documents Do I Need To Apply for Sick Pay?
To request sick leave, you must provide the following:
- National Insurance Number (NIN)
- Identification details
- Contact details
- Proof of illness (a fit note) when you’re ill for more than 7 days
You can get a fit note (also called sick note) from your GP, hospital doctor, registered nurse, occupational therapist, pharmacist, or physiotherapist. It can be printed or digital.
How Much Statutory Sick Pay Can You Expect to Receive?
Understanding the amount of Statutory Sick Pay (SSP) is crucial to ensure your employer complies with the legal standards. Currently, the government stipulates that employers must pay a standard rate of £109.40 per week for those eligible for SSP. This financial support is designed to assist during periods of illness and can be provided for up to 28 weeks.
Similar to your regular salary, the SSP amount is directly deposited into your bank account, maintaining consistency in the payment process.
What Happens When Sick Pay Runs Out?
In situations where your illness persists beyond the 28-week threshold, your employer is required to issue an SSP1 form. This form, typically provided a week before the cessation of SSP, officially indicates the end of your SSP eligibility.
Regrettably, SSP benefits do not extend beyond this 28-week period. However, if you find yourself in need of further financial assistance post-SSP, there are additional social welfare options available, such as Employment and Support Allowance (ESA), Personal Independence Payment (PIP), or Universal Credit. These options offer support to those who either exceed the SSP duration or do not meet the criteria for SSP in the first place.
Do I Need to Report Any Change of Circumstances?
If you feel better, you should tell your employer about the change in circumstances. This should be done immediately after you feel the difference. Depending on what is indicated in your contract, you should use that channel to alert your boss of the changes.
How Long Does It Take To Start Receiving SPP?
Once you apply for SSP, your employer should approve this request within seven working days, but it could take more, depending on the circumstances. Providing accurate details ascertains you have your request approved faster.
Get That Much Needed Piece Of Mind
SSP provides essential financial support during periods of illness, ensuring that employees recover without the added stress of financial hardship. To claim Statutory Sick Pay, you must fulfil the criteria and inform your employer as soon as possible within the time frame specified in your employment contract.
As a qualifying employee, you are entitled to receive £109.40 weekly during sick leave for up to 28 weeks. As SSP is limited to 28 weeks, exploring other available welfare options after SSP ends is crucial for those needing extended support.
We hope you find the information provided here useful in claiming your SPP and maintaining financial stability during periods of sickness.